In this workshop, we will review and assess the pros and cons of the five basic means for paying for long term care as well as important recent changes to Veterans Pension program, impending changes to the Medi-Cal Long Term Care program as well as emerging trends in long term care insurance. We will also address other critical issues we all face as we grow older. If you are now entering your Golden Years or, perhaps, have parents or other family members or friends who are already there, you should attend this workshop. You are welcome to bring your family or friends with you. As longevity grows, so does the likelihood of problems associated with living a long life, not the least of which is paying for long term care.