Many folks continue to be confused about the differences between Medi-Cal and Medicare. Both Medicare and Medi-Cal, which is California’s name for the Medi-Cal program, have their originals in federal law. They were originally enacted in 1965 under President Johnson’s Great Society programs. Both programs have evolved over the years. Medicare was focused on providing health care for the elderly while Medi-Cal was focused on providing health care for the poor. California’s Medi-Cal … [Read more...] about Deciphering Medicare Benefits vs Medi-Cal Benefits
According to the study Aging in Place in America, more people over the age of 65 are afraid of moving into a nursing home than are afraid of death. One of the problems with our fears is that so many of us choose to ignore them. Ignoring the possible need for nursing home care means that you miss out on the valuable chance to plan ahead. Not only does planning ahead let you shape what your nursing home experience might look like, it also allows you to think carefully about how you’ll pay for … [Read more...] about What is your greatest fear?
Elder law attorneys vary in what they charge for Medi-Cal planning; a common fee is equivalent to the average cost of one month in a nursing home. However, it will typically vary depending on the complexity of the needed planning. Why should you pay thousands of dollars for Medi-Cal planning? The answer is simple: To save what you have. If you don’t bother with nursing home planning and you need care, you will continue to pay with your private funds until they run out. Once you’re broke, … [Read more...] about Should I Pay a Lawyer for Medi-Cal Planning?
Many people make it through their entire working years without ever needing to turn to Medi-Cal (California’s Medicaid program) for help with healthcare expenses thanks to employer-sponsored or privately funded health insurance. If you are one of those people, you may find that you do need to rely on Medi-Cal as a senior if you need long-term care because of the prohibitive cost of that care. With that in mind, the Sacramento Medi-Cal attorneys at the Northern California Center for Estate … [Read more...] about Five Things You Probably Didn’t Know about Medi-Cal
One elder law consideration is lessening stress for caregivers. As a caregiver, you have a lot of responsibilities and, likely, a lot of stress involved in caring for your elderly loved one. If you are looking for a way to lessen the stress and give yourself a needed break, there are other care options available for your loved one. You may want to consider enrolling your loved one in an adult day care center or a respite care center. If you have any questions about other caregiver options, … [Read more...] about Lessen the Stress for Caregivers Through Effective Planning
If you have a loved one who has a terminal illness and is approaching the end of his or her life, hospice care service is an option to consider. With hospice, your loved one is able to get the support needed while also making sure that he or she is as comfortable and pain-free as possible. It can also be a great way for you and your family to cope as your loved one’s illness progresses. Take a look at some of the information below, to better understand this helpful service. If you have any … [Read more...] about How Hospice Services Help Families (part 2 of 2)
If you have a family member who is slowly approaching the end of life, you may be considering the use of hospice care services. It can be extremely upsetting and stressful as your loved one’s disease continues to take over. In addition, it can also be painful and scary for your loved one as well. Hospice care has many benefits and can help both the patient and his or her family. Take a look at some of the information below, to better understand the use of this service. If you have any … [Read more...] about How Hospice Services Help Families (part 1 of 2)
It can be stressful trying to locate estate planning documents and other important files during a time of upset. It’s important to make sure that your parents have all of their affairs organized as they continue to age. Organization, not only allows them to have information that they may need easily available, it better ensures important documents are available in the event of a crisis. If you have any questions, or if you’d like to get tips on how to help your parents with their estate … [Read more...] about Help Your Parents Organize Their Documents and Other Affairs
A strange, and often uncomfortable thing, frequently happens as our parents age – a sort of role reversal begins to occur. The parent who has been your caregiver, your rock, for as far back as you can remember begins to appear weak and vulnerable – and in need of a caregiver. Like many adult children, you may find yourself becoming the caregiver to an aging parent who appears to become more childlike with each passing day. At what point do you need to consider petitioning for conservatorship … [Read more...] about When Is It Time to Think about Conservatorship for a Parent?
Thanksgiving is a time to reflect on the persons and things we should appreciate and be thankful for. Among those are the caregivers who assist loved ones on a daily basis. It is appropriate that November is National Long-term Care Awareness Month. The number of professional caregivers and care-giving services has increased along with our growing elderly population. However, the majority of caregivers in the United States still are family members or friends. If that is true in your family, … [Read more...] about BEING THANKFUL FOR CAREGIVERS