Elder Law FAQ

Many seniors have elder law related questions about their future.  If you or a loved one is a senior, it’s important to make sure that you have the right plan in place so that all of future needs are met.

Take a look at the answers to some of the most frequently asked elder law questions.  If you have additional questions or if you’d like to work on your individual plan, consult with a qualified elder law attorney.

What care options do I have for the future?

You can get the care that you need in a variety of ways.  Some seniors choose to live in a nursing home or assisted living facilities.  These facilities can help seniors with their daily needs while also giving seniors the ability to interact and socialize with other residents.  You also have the option to use a home care program.  This can often be less expensive than traditional care programs and can allow you to age in the comfort of your own home.

Should I purchase long term care insurance?

Long term care insurance is a wise purchase for many people due to the high costs of such care.  It’s a good idea to have a policy in place well before you need long term care.  Waiting too long can be risky because the cost of such insurance typically increases with age. Also, some people cannot obtain affordable coverage later in life due to preexisting medical problems.

Living in a nursing home or other care facility can be extremely costly (over $100,000 per year is common in California.)  Paying for long term care insurance now can save you a lot of money in the future.  The good news is that in many cases your insurance will even cover home care needs!

Can I make changes to my healthcare or financial power of attorneys?

Yes! You can always make changes to these important documents so long as you have capacity.  You may find that your needs change or that you wish to change the name of your agent.  Taking the time to update your powers of attorneys can allow your affairs to be handled relatively easily during your time of need.

If you have additional questions related to elder law, meet with an experienced and qualified elder law attorney.

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Timothy P. Murphy

Timothy P. Murphy is an estate planning and elder law attorney whose practice emphasizes helping people to build, preserve and pass on their wealth. He works with his clients to accomplish their goals while avoiding unnecessary court proceedings and minimizing or eliminating exposure to death taxes.

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