Elder law attorneys vary in what they charge for Medi-Cal planning; a common fee is equivalent to the average cost of one month in a nursing home. However, it will typically vary depending on the complexity of the needed planning. Why should you pay thousands of dollars for Medi-Cal planning? The answer is simple: To save what you have.
If you don’t bother with nursing home planning and you need care, you will continue to pay with your private funds until they run out. Once you’re broke, then the nursing home will help you to apply for Medi-Cal.
By that time, you don’t have funds left to pay for care that Medi-Cal doesn’t pay for such as to get your hair done, purchase a lift chair or a new television, or pay transportation costs to have family visit. In addition, there are no assets left to pass on to your loved ones.
Instead, if you consult with and hire an experienced and qualified elder law attorney, you will have a comprehensive estate plan, including a plan to qualify you for Medi-Cal, without dissipating all of your assets.
Only experienced and qualified elder law attorneys will have the necessary education, training and experience. It is a highly specialized area of law that only a few attorneys have mastered. Elder law attorneys help people just like you every day and know how to do Medi-Cal planning without disqualifying you. They take the paperwork and worry out of your hands.
The sooner you consult with an experienced, qualified elder law attorney about Medi-Cal planning, the better; but even if time has passed and your loved one is already in the nursing home, there may still be assets that can be saved.