There is bad news for our nation senior citizens: just because you were independent when you were younger, it doesn’t serve as a guarantee that you’ll remain independent now. Unfortunately, the passage of time can have a detrimental effect upon our ability to care for ourselves; an affect that is made much worse by the sedentary lifestyle with which many seniors greet retirement. If you want remain independent for as long as possible, then heed this advice:
Stay physically and mentally active
Don’t greet your retirement with a new lazy boy chair. Yes, you’ve earned the right to enjoy some downtime but you cannot just ignore your body. Try going for a nightly walk, riding a bike, or joining a senior swimming club if you’re looking for activities. This last option would also provide you with some necessary mental stimulation. Additional options include things such as crossword puzzles, writing a book, or becoming active at a local senior center.
Manage your finances
To remain financially independent you have to know the target at which you’re aiming, not fire blindly. To help ensure your financial aim is true, try consulting a financial planner. He or she can help you identify key areas that you need to improve to be able to enjoy a realistic retirement (so owning a vineyard is probably out of the question).
If you want to remain in your home then it needs to be safe. For seniors, this often means that worn rugs must be repaired or replaced, clutter must be shored up, and handrails may need to be installed.