Many persons are confused about the Medi-Cal Long Term Care benefits program. This is perfectly understandable. Medi-Cal is a complex public benefits program that is a joint venture of the federal, state and county governments. There are state and federal statutes, state and federal regulations, less formal rules and procedures and, add to that, the rules change from time to time and vary from county to county and sometimes among workers within a county. An additional concern in these … [Read more...] about Medi-Cal Long Term Care Primer – Part 1 of 4
Elder Law
How to Pay for Long Term Care (Part 2 of 2)
As we pointed out in the first part of this article, at a certain point in most people’s lives, they become concerned about paying for long term care. There are 5 basic ways to pay for long term care. We discussed private pay, long term care insurance and Medicare in part one. Now, we turn to Medi-Cal and Veterans Aid and Attendance. Medi-Cal Medi-Cal is a form of public assistance for families who meet specified income and asset requirements. Eigible Californians use Medi-Cal to pay … [Read more...] about How to Pay for Long Term Care (Part 2 of 2)
How to Pay for Long Term Care (Part 1 of 2)
At a certain point in most people’s lives, they become concerned about paying for long term care. There are 5 basic ways to pay for long term care: 1. Private Pay 2. Long Term Care Insurance 3. Medicare 4. Medi-Cal 5. Veterans Benefits Not all of these methods will be available to all persons. For example, veterans benefits are limited to only certain veterans. Long term care insurance may not be available for persons with certain pre-existing … [Read more...] about How to Pay for Long Term Care (Part 1 of 2)
What Is the Difference Between a Revocable Living Trust and a Medicaid (Medi-Cal) Trust?
Medicaid is a need-based government health insurance program that will pay for long-term care. In California, the program is called Medi-Cal. Medicare will not pay for custodial care, so many people who were never financially needy ultimately look toward Medicaid or Medi-Cal to pay for living assistance late in their lives. Medicaid is a need-based program, so you must be able to prove that you have very limited resources if you want to qualify. You could create a Medicaid trust to get … [Read more...] about What Is the Difference Between a Revocable Living Trust and a Medicaid (Medi-Cal) Trust?
Is There a National Organization of Elder Law Attorneys?
Before we look at a national organization that is known for educating elder law attorneys, we should explain why you may want to discuss your future with one of these legal professionals. As you are going through life, you are dealing with day-to-day concerns as a working person. This is well and good, and because of the fact that people are generally focused in the moment, future considerations are often put on the back burner. Though this is understandable, time is passing, and your senior … [Read more...] about Is There a National Organization of Elder Law Attorneys?
Long Term Care Planning After the Onset of Dementia
For most people, the realization that a parent is showing early signs of dementia or Alzheimer's Disease is not easy to accept. Along with the emotional aspect of watching a parent struggle with their loss of mental powers, there are typically a number of practical issues that must also be addressed. The knowledge that your parent will eventually need long-term care may cause concerns about how that care will be paid for unless your parent is fortunate enough to be independently wealthy. Many … [Read more...] about Long Term Care Planning After the Onset of Dementia
What Are the Disadvantages of a Medicaid/Medi-Cal Trust?
The Medicaid program is administered by the state government in conjunction with the federal government. Each state has a bit of latitude with regard to the exact way that the program is implemented. We practice law in the state of California, and in our state, the program is called Medi-Cal. This program is only available to people who can prove that they have financial need. Medi-Cal is important for many senior citizens who were never financially needy, because it will pay for long-term … [Read more...] about What Are the Disadvantages of a Medicaid/Medi-Cal Trust?
Free Report: Why California Elder Law Matters
Because elder law can affect almost anyone at any time, you never know when you might need to contact an elder law attorney. In the best possible scenario, you will only need an elder law lawyer to help prepare you for what might, and will, happen to you as you get older. In many situations you won’t have to deal with a family or personal elder law emergency. Even if such a situation arises, your lawyer can help you ensure you have the proper plans in place. Topics covered in this report … [Read more...] about Free Report: Why California Elder Law Matters
Is There a Medi-Cal Asset Maximum?
Medicaid is a government health insurance program that is potentially available to people who have very limited financial resources. It is jointly administered by the federal government along with each respective state government, and in California, the program is called Medi-Cal. There is an asset limit of $2000 for an individual applicant, but some of your belongings are not considered to be countable. Your home is not a countable asset, and you can retain ownership of one vehicle that is … [Read more...] about Is There a Medi-Cal Asset Maximum?
What Is Medicaid?
There can be some confusion between the Medicaid program and the Medicare program, and in California, Medi-Cal enters the picture. We will endeavor to provide some answers in this blog post. Need-Based Health Insurance Medicaid is a need-based health insurance program. It is jointly administered by each state government along with the federal government. The individual states have some leeway with regard to the exact way that the Medicaid program is administered. In California, the Medicaid … [Read more...] about What Is Medicaid?
