You should understand the basics when it comes to Medi-Cal and long-term care. Many aging persons will require living assistance at some point in time, and Medicare will not pay for help with your activities of daily living. Nursing homes and assisted living communities are extremely expensive, and in-home care givers are also costly. Medi-Cal does pay for long-term care, and it is the solution for many Californians. In this post, we will provide some basic information about the Medi-Cal … [Read more...] about Medi-Cal and Long-Term Care: A Primer
Elder Law
What Is Sandwich Generation Planning?
In recent years, sandwich generation planning has emerged as a major elder law issue. There is an unprecedented aging of the population underway, because the baby boomers are reaching retirement age. As people get older, role reversals can enter the broader family dynamic. People who obtain senior citizen status often need help in various ways. During this period of time, their children may provide support, but they are going to have their own parental concerns as well. Young adult children … [Read more...] about What Is Sandwich Generation Planning?
Be Aware of Elder Financial Abuse
There are some problems that are swept under the rug for one reason or another, and elder financial abuse is one of them. This issue has always existed, but up until recently, there was very little known about it. The matter is hard to analyze, because the vast majority of cases go unreported. In fact, a recent Elder Abuse Prevalence Study found that only one case out of every 44 is actually reported to the authorities. Why would so many cases of elder financial abuse go unreported? In many … [Read more...] about Be Aware of Elder Financial Abuse
Should I Buy Long-Term Care Insurance?
When you look into the statistics, you find that many American senior citizens will need long-term care at some point in time. If you have always been healthy, you should not be overconfident, because healthy people typically live longer lives. As you reach an advanced age, it becomes more and more likely that you will need long-term care. The Medicare program will not help with long-term care costs. Medicare will pay for rehabilitative care after an illness or an injury, but it does not pay … [Read more...] about Should I Buy Long-Term Care Insurance?
Long-Term Care: Don't Be Overconfident
People are increasingly health conscious, especially here in Northern California. If you have been taking good care of yourself as you enter your senior years, you may be confident about the future with regard to your health. This can lead to overconfidence about the possible need for long-term care at some point in time. If you think about it objectively, if you make the right choices with regard to your health, it is likely that you will live a long life. Statistically speaking, according to … [Read more...] about Long-Term Care: Don't Be Overconfident
Medi-Cal FAQs: Will the Government Take My Home?
Medi-Cal is California's version of the Medicaid program that is in place around the country. The program is jointly administered by the federal government along with the state of California. Most people are aware of the fact that Medi-Cal is only available to people with very limited financial resources. If you will retire with assets, and you are going to qualify for Medicare, you may wonder why Medi-Cal would ever be relevant to you. It would be logical to assume that Medicare would help if … [Read more...] about Medi-Cal FAQs: Will the Government Take My Home?
Can I Give Away My Assets to Qualify for Medi-Cal?
Many older Americans will someday need help with their activities of daily living, and long-term care is very expensive. Many older Californians ultimately try to qualify for Medi-Cal coverage, because Medicare does not pay for long-term care. Medi-Cal does pay for custodial care if you can obtain eligibility. Eligibility Requirements You are probably aware of the fact that Medi-Cal is a government program that provides health insurance for people with very limited financial resources. There … [Read more...] about Can I Give Away My Assets to Qualify for Medi-Cal?
Probate in California: Basic Questions and Answers
Probate in California: Basic Questions and Answers from Timothy Murphy After someone dies, you can begin a probate case by filing a petition with the local Superior Court clerk’s office The petition asks the court to start a new case. Learn more about Probate in California in this presentation. … [Read more...] about Probate in California: Basic Questions and Answers
What Is the Current State of Nursing Home Costs in California?
Every person who is serious about the implementation of a plan for aging should take nursing home costs quite seriously. People often overlook the matter for two different reasons. For one, they assume that Medicare will pay for long-term care. Secondly, they think that it is unlikely that they will ever need nursing home care. Both of the above notions are fallacies. Medicare is set up to handle rehabilitative care after an illness or an injury, but it does not pay for long-term custodial … [Read more...] about What Is the Current State of Nursing Home Costs in California?
Do Elder Law Attorneys Practice in Other Areas?
The area of elder law is a legal specialty that is quite relevant at the present time. There is an unprecedented aging of the population underway due to the fact that the baby boomers are attaining senior citizen status. Elder law attorneys counsel people who are concerned about the eventualities of aging, so there are a lot of questions to be answered. The major source of concern within the elder law community is the matter of long-term care and the expenses that go along with it. Medicare … [Read more...] about Do Elder Law Attorneys Practice in Other Areas?
