Simply because you are particularly healthy at the moment, that does not mean you won't eventually need long-term care in the future. This is a common misconception shared by some Sacramento residents. You may not have health issues right now, but you cannot predict how healthy you will be in 30 years? In fact, an unexpected injury could leave you with health issues that ultimately require long-term care as well. It is estimated that a majority of those over the age of 65 need long-term care … [Read more...] about What You Need To Know About Medi-Cal Eligibility
Elder Law
Common Elder Law Myths Dispelled
When Sacramento clients ask about creating an elder law plan or other elder law issues, the questions most commonly involve certain elder law myths. The reason there are so many misconceptions about elder law issues is that not many people are familiar with the concept of elder law. This article will dispel some of the most common elder law myths floating around. Myth No. 1: My spouse will automatically be able to handle my affairs It is a common misconception that spouses can easily and … [Read more...] about Common Elder Law Myths Dispelled
Steps to Take When a Parent Dies
When a parent dies, the surviving family members are typically at a loss as to what needs to be done legally, to handle their assets. Here’s a step-by-step guide to get you started on what you need to do when a parent dies. The best advice, though, is to first consult with an experienced and qualified estate planning attorney to make sure you have covered everything. He or she can help guide you through the process, comply with the many legal requirements of estate administration and help you … [Read more...] about Steps to Take When a Parent Dies
You Don’t Have to Be Sick to Need Medi-Cal Planning
Simply because you are healthy right now doesn't mean you may not need long-term care when you get older. This is a common misconception shared by many. The truth is, you don't have to be sick to need Medi-Cal planning. You may not have health issues at the moment, but who can predict how healthy they will be in 40 years? An unexpected injury could also leave you with health issues that require long-term care as well. In fact, more than two-thirds of all individuals over the age of 65 need … [Read more...] about You Don’t Have to Be Sick to Need Medi-Cal Planning
Medi-Cal and Nursing Home Care
Long-term care facilities, such as nursing homes and assisted living facility, are typically quite expensive for families. Unfortunately, most private health insurance policies do not cover services at nursing homes. To make matters worse, Medicare coverage for nursing home care is very restricted. Most people do not have insurance policies that include coverage for private long-term care. The most common financial resources for California residents in need of long-term or nursing home care is … [Read more...] about Medi-Cal and Nursing Home Care
Nursing Home Planning: Are your Parents Prepared?
Nursing home care can be very expensive. Many private health insurance policies don't cover these long-term care services. For California residents who need long-term care, Medi-Cal is the most common source of funding. In fact, Medi-Cal covers nursing home care expenses of nearly 65% of Californians residing in nursing homes. However, applying for and receiving assistance from Medi-Cal takes planning. Getting your parents prepared for the potential need for long-term health care, nursing home … [Read more...] about Nursing Home Planning: Are your Parents Prepared?
What Does an Elder Law Attorney Do?
An elder law attorney specializes in legal issues that relate to seniors and the problems they tend to face. This particular area of the law only became well-recognized in the 1980s when the legal issues affecting seniors became more complicated. The challenges of qualifying for Medi-Cal coverage at a time when the need for nursing home care was on the rise brought to light the advantages of having an elder law attorney for assistance. So, what exactly does an elder law attorney do? What … [Read more...] about What Does an Elder Law Attorney Do?
Sacramento Veterans May Be Eligible for Long Term Care Assistance
Aid and assistance of various kinds are available for veterans through the V.A. or Veterans Administration. This assistance can be in an assisted living facility, at home, in a nursing home or provided by others, including friends, family members, or healthcare professionals. Veterans in Sacramento may be eligible for nursing home assistance, without knowing it. If you or a loved one falls into this category, here is what you need to know. Eligibility for V.A. long-term care benefits Some … [Read more...] about Sacramento Veterans May Be Eligible for Long Term Care Assistance
Overview of How to Pay for Long Term Care (Part 2 of 2)
As we pointed out in the first part of this article, at a certain point in most people’s lives, they become concerned about paying for long term care. There are 5 basic ways to pay for long term care. We discussed private pay, long term care insurance and Medicare in part one. Now, we turn to Medi-Cal and Veterans Aid and Attendance. Medi-Cal Medi-Cal is a form of public assistance for families who meet specified income and asset requirements. Eigible Californians use Medi-Cal to pay … [Read more...] about Overview of How to Pay for Long Term Care (Part 2 of 2)
Overview of How to Pay for Long Term Care (Part 1 of 2)
As we age, many of us become increasingly concerned about the possible need for long term care and the options available to pay for it. In this article, we will examine those options. There are 5 basic ways to pay for long term care: 1. Private Pay 2. Long Term Care Insurance 3. Medicare 4. Medi-Cal 5. Veterans Benefits Not all of these methods will be available to all persons. For example, veterans benefits are limited to only certain veterans. Long term care … [Read more...] about Overview of How to Pay for Long Term Care (Part 1 of 2)
