Our firm practices law in Sacramento, California, and we also have an office in Roseville. Anyone who lives in our area knows that there are countless advantages, and it is truly a great place to live. We have everything that big cities have to offer, but we also have fantastic nature all around us. Whether you want to indulge in fine dining, the arts, culture, or hiking, fishing and camping, you have easy access if you live in our area. It is no secret that northern California is a desirable … [Read more...] about Sacramento Nursing Home Costs Are Among the Highest in the Country
Elder Law
Will My Assets Be Taken If Medi-Cal Pays My Nursing Home Expenses?
The Medi-Cal program is a government health insurance program that is intended for financially needy individuals. If you have been on solid financial footing throughout your life, you may feel as though Medi-Cal will never be important to you. In reality, Medi-Cal is quite relevant to a significant percentage of senior citizens, because the program will pick up the tab for custodial care. This is the form of care that you would receive if you ever reside in a nursing home or assisted living … [Read more...] about Will My Assets Be Taken If Medi-Cal Pays My Nursing Home Expenses?
A Medi-Cal Trust Can Preserve Inheritances
When you are contemplating your legacy, you may have a certain vision with regard to the inheritances that you would like to leave behind to your loved ones. Making this vision a reality takes careful planning as you build a nest egg for your own retirement with your legacy goals in the back of your mind. Your active retirement years can be full of fun, travel, and leisure activities if you act within a well defined plan over the years. However, when you are considering the expenses that you … [Read more...] about A Medi-Cal Trust Can Preserve Inheritances
A Medi-Cal Trust Can Preserve Inheritances
When you are contemplating your legacy, you may have a certain vision with regard to the inheritances that you would like to leave behind to your loved ones. Making this vision a reality takes careful planning as you build a nest egg for your own retirement with your legacy goals in the back of your mind. Your active retirement years can be full of fun, travel, and leisure activities if you act within a well defined plan over the years. However, when you are considering the expenses that you … [Read more...] about A Medi-Cal Trust Can Preserve Inheritances
What Is Nursing Home Asset Protection?
It would be logical to go through life with the understanding that your health related expenses will be covered when you are a senior citizen if you will be eligible for Medicare coverage. You qualify for Medicare through the accumulation of retirement credits. These credits are earned when you pay FICA or self-employment taxes. It takes 40 credits to earn eligibility, and you can accumulate as many as four credits in a year. This year, you earn one credit for every $1220 that you earn, so … [Read more...] about What Is Nursing Home Asset Protection?
Will Medi-Cal Count Assets in My Living Trust?
When you are devising your estate plan, you may come to the conclusion that a revocable living trust would be a good choice as an asset transfer vehicle. Indeed, a living trust can be useful for a wide range of people, and you do not have to be extraordinarily wealthy to create a living trust. One of the benefits that you would gain through the creation of a living trust is the avoidance of probate. This is the legal process of estate administration, and it is time-consuming and potentially … [Read more...] about Will Medi-Cal Count Assets in My Living Trust?
Comprehensive Planning for the Eventualities of Aging
Legal professionals often dedicate themselves to particular areas of focus. One of these specialties is the elder law arena. These attorneys help people who are concerned about the eventualities of aging. At the present time, there is an unprecedented aging of the population underway. This is due to the maturation of the baby boomer generation. As a result, many people have questions about the contingencies that they may face during their senior years. Elder law attorneys provide guidance and … [Read more...] about Comprehensive Planning for the Eventualities of Aging
Medi-Cal: It's Not Exclusively for the Needy
The Medi-Cal program is a jointly run federal/state government public benefits program. Many individuals are under the impression that Medi-Cal is only relevant to people who are broke. It is true that this program is designed to provide, among other things, a health insurance recourse for people with very limited monetary resources. At the same time, some who were never extremely poor do try to obtain Medi-Cal eligibility as senior citizens. This can be the case even when they are enrolled in … [Read more...] about Medi-Cal: It's Not Exclusively for the Needy
Can a Veteran Get Long-Term Care Assistance?
When you think about the sacrifices that veterans make on a day-to-day basis, it can be mind-boggling. This is true for every veteran, but those who served during times of war take unimaginable risks to keep our country safe. How can you repay someone who makes this type of commitment for the common good? There really is no reward that is truly adequate, but veterans can reap some important benefits that can help them during their senior years. One of them is the retirement pension that … [Read more...] about Can a Veteran Get Long-Term Care Assistance?
Californians Can Take Advantage of Added Nursing Home Asset Protection
Nursing home asset protection is a very big deal when you understand all of the facts. It would be natural to assume that Medicare will pay for nursing home care if you ever need it, but in reality, the program does not pay for custodial. The Medicare program will often cover rehabilitative care after release from a hospital following an injury or illness, but it will not pay for custodial care. Paying out-of-pocket is really not a sensible option for most people, because long-term care costs … [Read more...] about Californians Can Take Advantage of Added Nursing Home Asset Protection
